Glossary term

Trade account

Definition

A business customer account that unlocks wholesale or B2B-specific pricing, catalogs, and payment terms after a merchant approves the buyer. On Shopify these are typically represented as company profiles with assigned buyers and locations.

A trade account is a business customer account that a merchant approves before granting access to wholesale or B2B-specific pricing, product catalogs, and payment terms. It separates verified business buyers from regular retail shoppers, so each side sees the right prices and terms. On Shopify, a trade account is usually represented as a company profile with one or more assigned buyers and locations.

How it works

A buyer requests access, often through an application form that captures the business name, tax or reseller ID, and contact details. The merchant reviews the request and, once approved, links the buyer to a company profile. That profile controls which catalog and price list the buyer sees, which locations they can order for, and whether they can check out on account (net terms) or must pay upfront. In Shopify’s native B2B, this maps to Company records with locations, assigned buyers, and payment terms templates.

Why it matters

Trade accounts let you show negotiated or tiered pricing without exposing it to the public storefront. They also keep records clean: orders, quotes, and payment terms all attach to the company rather than a loose personal account. For merchants selling to both consumers and businesses, this is what makes a single store serve two very different buying processes.

Example

A lighting supplier approves a contractor’s trade account. The contractor logs in and sees contract pricing, orders across three job-site locations, and pays on net 30 terms. A retail visitor to the same store sees standard prices and pays at checkout.

Trade accounts pair naturally with quoting. When an approved buyer requests a quote, the merchant can build it against that company’s pricing and send a checkout-ready page, so accepted quotes flow into real Shopify orders tied to the right account. See the B2B quoting glossary for related terms, or pricing for plan details.

Frequently asked

Is a trade account the same as a wholesale account?

In practice the terms overlap. Both describe an approved business buyer with special pricing. Wholesale usually implies bulk or reseller pricing, while trade account is the broader label for any B2B customer with catalog, pricing, or terms controls.

How do trade accounts work on Shopify?

Shopify B2B represents them as company profiles. Each company can have multiple buyers and locations, assigned catalogs and price lists, and payment terms such as net 30. Buyers log in and see only what their company profile allows.

Do I have to approve every trade account manually?

You control the gate. Many merchants require manual approval so they can verify the business first, but you can also auto-approve or pre-create company profiles for known buyers, depending on how tightly you want to manage access.

Turn quote requests into paid orders

ShopQuotes is a free-to-start Shopify app for branded, checkout-ready quotes.